lad lard
Your friend who’s got everything, money, girls, respect, but can’t afford cable. So he crashes at your place and calls himself a lad lard.
He’s got money and girls, but no cable. He’s a lad lard.
He’s a lad lard, living off my TV and my snacks.
He’s got a fancy car, but he’s still a lad lard because he’s watching my TV.