j0 mama - A dumb way to say 'yo mama' that only works if you're still

A dumb way to say 'yo mama' that only works if you're still in middle school and your pants are too big.

'J0 mama? That’s what I said and my pants fell down.'

'He said j0 mama and his mom walked in and said 'what?''

I used j0 mama in a joke and my friend said 'you’re still in elementary school.'