padoyc - A fancy insult that means you’re so broke, you’re buying a c

A fancy insult that means you’re so broke, you’re buying a coffin instead of a home. It’s the worst kind of poor.

My mom said, 'You’re a padoyc, and I’m not even kidding.'

My friend’s boss said, 'You’re a padoyc, and you’re lucky I still like you.'

My brother said, 'You’re a padoyc, and your cat’s a padoyc too!'