lady of leisure - A woman who has zero chores and too much time to think about

A woman who has zero chores and too much time to think about her problems.

My sister is a lady of leisure. She’s been unemployed for 5 years and still has no plans.

My neighbor is a lady of leisure. She can’t even be bothered to water her plants.

My ex is a lady of leisure. She got fired, then got a new job, then quit again.