LADDER OF CREDIT
A messy explanation of how your credit improves when you don’t mess up your payments. Involves a ladder and people who are either very confused or very drunk.
'So the ladder... it goes up when you pay... like... not drunk...?'
Customer: 'I paid on time. Why isn’t the ladder longer?' Manager: 'Because you’re still confused.'
They drew a ladder that looked like it was about to collapse.