LADDER OF CREDIT
A confusing attempt to tell you your credit is getting better because you’re not late on payments. Involves a ladder and people who are either wasted or just really bad at explaining things.
'So, the ladder... it’s like... your credit... if you climb it...?'
Customer: 'I paid on time. Why isn’t the ladder taller?' Manager: 'Because you’re still drunk.'
The ladder was drawn so bad, it looked like it was falling apart.