H.O.F.A.R.
You're getting laughed at because you're a total failure.
You tried to be tough and lost. Your friend said, 'You're H. O. F. A. R. I'm giving you a 37 for toughness.'
You tried to be rich and had no money. Your mom said, 'You're H. O. F. A. R. I'm giving you a 37 for money.'
You tried to be loud and whispered. Your teacher said, 'You're H. O. F. A. R. I'm giving you a 37 for volume.'