E.R. Car
An E. R. Car is what you pay when the E. R. decides you're worth more than a used car and less than a limo, and they charge you for it in the most unforgiving way possible.
I got an E. R. Car because I got sick and my doctor said I needed a vacation, and a new car.
My E. R. Car was $22,000. I got a free cup of coffee and a very angry bill.
I had to pay for an E. R. Car because I got hit by a shopping cart and now I have a $20,000 bill.