B.U.A.M.F.
A person so broke and ugly they make everyone else look like a million bucks.
My teacher called me a B. U. A. M. F. after I drew on my desk with crayon.
My mom said my uncle is a B. U. A. M. F. because he wore socks with sandals.
My friend's pet turtle is a B. U. A. M. F. because it won't stop staring at me.